The Many Faces of Aging

I recently attended “The Many Faces of Aging” seminar hosted by the Charlotte Mecklenburg Council on Aging and The Ivey.  It was an extremely well attended event and had a panel of nationally recognized experts in topics of aging.  I attended initially because I am familiar with one of the speakers, Ron Manheimer, who is the retired ED of the NC Center for Creative Retirement at UNCA.   This was my first interaction with Sandra Timmerman, ED for the Metlife Mature Market Institute.  Both are nationally recognized experts in the field of aging and were wonderful sources of information and education. What I learned is that while Charlotte is not typically seen as a “destination” for retiring adults like Asheville or Pinehurst might be, there are a large number of senior adults in the city who are interested in improving their overall situation.  This search for improvement encompassed topics like finding ways to connect with other seniors, locating appropriate and enjoyable volunteer opportunities, and learning more about the community services available to enable “aging in place”.  I appreciated that the seminar Read on! →

Successful Aging

A recent article from Marketwatch talks about the concept of “successful aging” and what that looks like.  We all know those who age gracefully and look much younger than their birthdate indicates. However, is that the result of genetics or purposeful steps they took along their life’s journey?  The article suggests that we need to be doing all that we can today to stack the odds in our favor later in life.  As I look around me at those who are 10-15 years older than myself and getting ready to retire, it doesn’t take much looking to realize that the likelihood that some of them will experience “successful aging” is pretty slim.  They are overweight, inactive, and in many cases, already experiencing major health issues.  Most will tell you that they plan to change when they get some free time.  However, I would say that by waiting until their mid-60’s to begin to incorporate healthy routines into their lives, they may have already done irreversible damage. Although it is difficult to incorporate healthy habits into your life when you are Read on! →

Market Data and the U.S. Open

As we start a new week, I want to highlight a few items of interest that are coming up.  I don’t plan on scheduling my week around any of them but all will have their respective impact on my daily routines. Thursday, June 13 – Retail sales data for May will be released from the Commerce Department and the U.S. Open Golf Championship will begin at Merion Golf Club outside of Philadelphia, PA. Friday, June 14 – The May producer-price index is scheduled to be released by the Labor Department and The University of Michigan releases its consumer confidence index for June. The markets continue to be volatile as investors attempt to speculate on what the Federal Reserve will do next.  It is concerning that the stock market goes up even when the jobs data is not sufficient to put the economy on more solid footing.  There is something fundamentally risky with market appreciation that seems driven more by monetary policy than business fundamentals. Because you never know what the market will do, it is best to stick with your Read on! →

Clearview Wealth Management Opens in Charlotte

FOR IMMEDIATE RELEASE June 11, 2013 CLEARVIEW WEALTH MANAGEMENT OPENS IN CHARLOTTE Charlotte, NC — Clearview Wealth Management is proud to announce its opening in the SouthPark area of Charlotte, North Carolina. Established in early 2013, Clearview Wealth Management was formed by three of Charlotte’s financial planning and investment management professionals – Eric Clark, CFP®, Cheryl Sherrard, CFP® and Treven Ayers, CFP®.  Combining their 60 years of collective experience, they formed a client-centered firm built on the principles they believe in: Commitment to a lifelong partnership with each client built on a cornerstone of trust. Clearview’s primary focus is on the needs of the client and their successive generations. Focused expertise and technical knowledge to provide well-researched and appropriate solutions for each client. A customized approach to financial planning and investment management that is unique to each client and evolves as the client’s priorities change over the course of their life. A fee only, fully transparent pricing model which allows for unbiased advice with no hidden agendas. No commissions, no confusion. A firm-wide commitment to give back to the community Read on! →

June 2013 Newsletter

An Update from Clearview Wealth Management. Greetings to each of you and thank you for making Clearview Wealth Management a wonderful success.  The past 3 months have been exciting and busy but what we are most proud of is your trust and willingness to continue our relationship.  We are grateful for this and we are committed to building and furthering this relationship through hard work and responsiveness to all your requests. In this inaugural newsletter, the focus will be operations and client service initiatives.  The operational aspects of what we do often go unnoticed, but they are critical for us to meet and exceed your expectations around service and support of your financial requests.  Future newsletters will resume their attention  on financial planning and investment topics with an occasional update on firm news and industry trends. As you may know, we engaged Charles Schwab, Fidelity Investments and National Advisors Trust Company to serve as custodians of your accounts and the investments they hold.  We are excited to continue these relationships and take pride in the exceptional standard of care they Read on! →