Year-end Reflections and a Look Ahead

As 2013 comes to a close, it is a good time to reflect on the many things that have transpired.  For us, the year brought the start of a new firm and the opportunity to place new emphasis on our clients and the comprehensive nature of our work.  We are grateful to our clients and to the professionals who showed support during the year.  We look forward to providing many years of dedicated service and working together to navigate the numerous financial needs that will arise throughout the course of our relationship. Equity markets continued to show strength in 2013 and portfolios benefited as a result.  We remained diligent, yet cautious throughout the year.  Diligence came in the form of keeping fixed income and hybrid investments at targets.  Caution was exhibited by seeking quality, valued oriented equity investments and by keeping higher than normal levels of cash.  The result was moderate, yet steady growth in portfolios with reasonable downside protection when markets retreated.  Growth is more uncertain in 2014.  Interest rates remain low, but tapering by the Federal Reserve seems Read on! →