A Hidden Gem in the Asheville Mountains

Many have had the pleasure of visiting Asheville and the surrounding area.  You may have visited during fall foliage season or in the spring when Biltmore’s gardens were in full bloom.  However, there is a lesser known event which occurs in the Asheville area twice a year and may be perfect to explore as you contemplate an important time of your life, retirement.   The concept of lifelong learning is not a new one.  Many take advantage of learning opportunities throughout their lives, completing degree programs at all ages.  However, the Osher Lifelong Learning Institute (OLLI) located in the mountains of Asheville, takes that learning to new heights.  The topography of this small corner of the UNC Asheville campus helps and the offerings at the institute offer an amazing variety to please every sense.  One of their most unique offerings is a weekend adventure called, Paths to Creative Retirement.   The Institute hosts a 2 ½ day workshop focused on the many facets of retirement.  While your Financial Advisor typically helps you plan for the financial aspects of retirement, this workshop Read on! →

A “Value” Bias in Investing

Broadly speaking, value investments are those that are often acquired at a discount to their fair market price and that pay dividends.  They also tend to be perceived as “steady” and less inclined to volatility relative to their more growth oriented counterparts.  Our portfolios have a mix of U.S. and International equity investments classified as growth, but are more heavily weighted to value.  Only the smallest portfolios, limited to broad market, passive index investments with roughly equal weightings of value and growth, may lack this lean to value.   A closer look at portfolios will confirm this preference.  In the large cap space, value investments like PowerShares Large Cap Value (ticker, PWV) and FMI International (ticker, FMIJX) generally represent a larger percentage of the overall portfolio than their growth counterparts, Schwab U.S. Large Cap Growth (ticker, SCHG) and WisdomTree Emerging Market Consumer ETF (ticker, EMCG).  Berkshire Hathaway and IBM, which were added to larger portfolios almost a year ago, are two more examples of “value” companies.  A close inspection of mid cap, small cap and emerging market investments will turn Read on! →