The Affordable Care Act Considerations for Small Business Owners

As a small business owner I have observed the machinations of the Affordable Care Act from a safe distance.  From its inception, it has served as a divisive focal point for our elected representatives.  As with most comprehensive government policy initiatives, the respective sides have spun the details in a way that works to their advantage.  The Affordable Care Act has not been exempt from this posturing and continues to have its share of supporters and detractors. Over the years I have found that most new initiatives never fully meet the needs of everyone but if looked at more closely, often have appealing features for certain groups or individuals.  While not completely sold on every aspect of the Affordable Care Act, I have decided to assess the various components.  I plan to use this forum to highlight a few basics and expand further in future writings.  In time, my goal will be to make an informed decision on whether the Affordable Care Act is right for my business, my three associates, and for me and my family. The Basics Beginning Read on! →

Market Data and the U.S. Open

As we start a new week, I want to highlight a few items of interest that are coming up.  I don’t plan on scheduling my week around any of them but all will have their respective impact on my daily routines. Thursday, June 13 – Retail sales data for May will be released from the Commerce Department and the U.S. Open Golf Championship will begin at Merion Golf Club outside of Philadelphia, PA. Friday, June 14 – The May producer-price index is scheduled to be released by the Labor Department and The University of Michigan releases its consumer confidence index for June. The markets continue to be volatile as investors attempt to speculate on what the Federal Reserve will do next.  It is concerning that the stock market goes up even when the jobs data is not sufficient to put the economy on more solid footing.  There is something fundamentally risky with market appreciation that seems driven more by monetary policy than business fundamentals. Because you never know what the market will do, it is best to stick with your Read on! →

Clearview Wealth Management Opens in Charlotte

FOR IMMEDIATE RELEASE June 11, 2013 CLEARVIEW WEALTH MANAGEMENT OPENS IN CHARLOTTE Charlotte, NC — Clearview Wealth Management is proud to announce its opening in the SouthPark area of Charlotte, North Carolina. Established in early 2013, Clearview Wealth Management was formed by three of Charlotte’s financial planning and investment management professionals – Eric Clark, CFP®, Cheryl Sherrard, CFP® and Treven Ayers, CFP®.  Combining their 60 years of collective experience, they formed a client-centered firm built on the principles they believe in: Commitment to a lifelong partnership with each client built on a cornerstone of trust. Clearview’s primary focus is on the needs of the client and their successive generations. Focused expertise and technical knowledge to provide well-researched and appropriate solutions for each client. A customized approach to financial planning and investment management that is unique to each client and evolves as the client’s priorities change over the course of their life. A fee only, fully transparent pricing model which allows for unbiased advice with no hidden agendas. No commissions, no confusion. A firm-wide commitment to give back to the community Read on! →

June 2013 Newsletter

An Update from Clearview Wealth Management. Greetings to each of you and thank you for making Clearview Wealth Management a wonderful success.  The past 3 months have been exciting and busy but what we are most proud of is your trust and willingness to continue our relationship.  We are grateful for this and we are committed to building and furthering this relationship through hard work and responsiveness to all your requests. In this inaugural newsletter, the focus will be operations and client service initiatives.  The operational aspects of what we do often go unnoticed, but they are critical for us to meet and exceed your expectations around service and support of your financial requests.  Future newsletters will resume their attention  on financial planning and investment topics with an occasional update on firm news and industry trends. As you may know, we engaged Charles Schwab, Fidelity Investments and National Advisors Trust Company to serve as custodians of your accounts and the investments they hold.  We are excited to continue these relationships and take pride in the exceptional standard of care they Read on! →

Megan Rindskopf quoted in USA Today

Megan Rindskopf quoted in USA Today.  New wrinkles. Pressure to procreate. And what have you checked off your bucket list lately? Turning 30 can be stressful, even before thinking about personal financial goals and how to achieve them. Adults 34 and younger grade themselves worse than any other age group in their personal finance knowledge, with 48% giving themselves a C or lower, according to a survey by the National Foundation for Credit Counseling. Financial planners say that needs to change. Millennials have a lot to do to get their house in order… …”Thirty today isn’t what 30 was a few decades ago. It could mean single and 30, or married with children,” says Megan Rindskopf, 26, a certified financial planner with ClearView Wealth Management in Charlotte. “I think the biggest issue for people in this age range is knowing how best to deal with competing priorities. A lot of people are living paycheck to paycheck. This is kind of the age where you feel you need to grow up.”… Read More at USA Today.