Saving for Life’s Experiences

While some advisors focus only on saving for “retirement”, we believe there are a lot of life experiences that need planning attention along the way. It is important to listen carefully to our clients and learn the specific goals which are priorities for them.  For some individuals it is planning for extended breaks from employment to fulfill goals for bucket-list experiences; or it might be returning to school full-time for an MBA; and for others it might mean stepping away from corporate life to open their own business. Regardless of your goals, you need an advisor who listens well to the things which are most important to you and helps you plan so you can achieve them. Goal planning involves not just accumulating the savings to pay for it, but also considering all the interrelated aspects of embarking on that goal. This may include maintaining health insurance during lapses in employment, ensuring coverage for international adventures, or making sure that appropriate legal filings and compliance are in place before launching a business. Regardless of the goal, it is critical that Read on! →

As the World Turns

As the World Turns from Eric Clark In the almost 3 months since I penned my commentary on the Russian invasion of Ukraine, world and market events have continued to swirl.  Some changed, others not.  Some familiar, others not so much.  What remains prevalent, in my opinion, is a level of anxiety tied to the uncertainty all around us.  Anxiety that for some, barely registers a concern as they plow through their daily lives and activities.  But for others, a level of anxiety that might lead to an inability to act.  A preference for the status quo, and the sense of control this static state of affairs might provide.  If I’ve learned anything over the years, it’s that if you remain anchored and reluctant to embrace your surroundings, you might find yourself left behind or irrelevant in ways you could regret.  That’s not to say we should follow the herd, but sometimes it can be helpful to be mindful of the situation and reflect on how to effectively navigate.  Being mindful and reflective seem appropriate when viewing the current state Read on! →